The purple color throughout the chart is passive income. My spending is modeled to increase while my kids attend college and decrease after they’ve all graduated. On the left, you can see my work income, which should continue to flow until my retirement date. The legend at the bottom says what each bar and color represents. Here’s a closer look at the optimistic scenario. It’s interactive, so you can click and highlight parts of it to get more details. This dynamic chart updates when you make changes to inputs. The most telling view on the dashboard is the Lifetime Retirement Projection chart. The results are toward the end with the other calculators. The 127 score gives me the warms fuzzies at first, but ideally, I’d like to have the option to retire earlier than 55. But the calculator allows for experimentation too. The score changes when you tweak the input, so it’s essential to be as precise as possible. Projected income should meet or exceed your expenses.
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